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It is hard to believe that we are halfway through the month of December. With the holidays rapidly approaching, time is running out to get ready. Not to mention complete the holiday shopping lists. According to a recent poll, Americans’ now estimate they will spend $740 on gifts this season.*
Similar to your holiday shopping list, getting an early start on saving for retirement can be a big help in reaching your goals on time. According to the results from the 2013 Retirement Confidence Survey, 56% of workers ages 25-34 indicate that they have saved for retirement.**
For most people, by the time they’re in their 40s they’ve likely experienced the highs (and perhaps the lows) of personal finances. They may have some money in the bank, own a house, be saving for their children’s college tuition – and hopefully, they have been contributing to a retirement plan.