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Recently, I enjoyed dinner at a fantastic local restaurant using a gift card I had received over the holidays. My gift card covered most of the bill and I paid for the remainder – and the tip – using my credit card. As a result, my tip appeared outrageously generous on my receipt and it didn’t go unnoticed. Shortly afterwards, I received an email alert from my credit card company.
When it comes to the future of Americans and their retirement savings, the glass is either half empty or half full, depending upon whom you ask. A recent article from The Providence Journal suggests a less optimistic viewpoint, citing that more than half of all U.S. households have not saved adequately for retirement, and the problem is growing worse.