Open Architecture

PAi’s open architecture 401(k) platform enables you to customize a plan that fits your employees’ retirement savings needs. You and your financial advisor will select the investments that will be used in the plan. Open Architecture includes best-in-class support, access to over 30,000 investments, and transparent pricing.

Open Architecture is a low-cost service for an employer that is looking for the ultimate flexibility in investment selection and typically has a financial advisor on the plan.

In addition to the administration and recordkeeping of the plan, PAi provides:

Plan4Most Pricing

Plan4Most 401(k) plans are designed for any business that has non-owner, full time employees.

Open Architecture: Plan4Most 401(k)
One-time Costs New and Existing Plans $390 Setup Investments Available:
    •  Mix-and-match investments
    •  Up to 25 investment options
Monthly
Employer Fees
$150
Employee Fees Monthly Recordkeeping Fee $5 per participant
Payroll Integration Fee $1 per participant
Annual Custodial and Trading Fee* 0.07%
Plan4Most plans reimburse sub-TA fees back to the participants.

*Fees are shown in annual terms but are deducted monthly.

August 2018. Pricing subject to change.

Solo(k) Pricing

Solo(k) plans provide all the same benefits of a 401(k) plan but are built for owner-only organizations, such as:

  • Owner-only businesses whose only employees are the owner or the owner and spouse.

  • Partnerships whose only employees are partners or partners and spouse.

  • C and S corporations where the corporation has only one shareholder and the only employees are the shareholder or shareholder and spouse.

Open Architecture: Plan4One Solo(k)
One-time Costs New Plan $50 Setup Investments Available:
    •  Mix-and-match investments
    •  Up to 25 investment options
Existing Plan $150 Conversion
Monthly
Employer Fees
If under $250,000 $25
If over $250,000 $30
Employee Fees Monthly Recordkeeping Fee $4 per participant
Payroll Integration Fee $1 per participant
Annual Custodial and Trading Fee* 0.07%
Solo(k) plans reimburse sub-TA fees back to the participants

*Fees are shown in annual terms but are deducted monthly.

August 2018. Pricing subject to change.


Already have a plan?

Upgrading to CoPilot is quick and easy. Contact one of PAi's retirement specialists for a free cost comparison to your current retirement plan. 

Starting a new plan?

Did you know you may be eligible for a tax credit for three years after setting up a new plan? Ask your tax professional about the potential benefits of starting a 401(k).


 

Working with a Licensed Financial Advisor or CPA?

We can work with him/her to help get your plan setup.