Street Address:
1300 Enterprise Drive
De Pere, Wisconsin 54115-2795
Mail Address: 
P.O. Box 60
De Pere, Wisconsin 54115-2795

Phone: 800.236.7400
Fax: 920.337.9978
Customer Service:

More Contact Info

System Message

PAi's account system is currently down for scheduled maintenance. We apologize for the inconvenience and will bring the account system back up soon.


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Please complete this form to receive the latest CoPilot blog updates via e-mail. Each week we post news and information about the 401(k) industry to assist plan sponsors, participants and Financial Advisors in managing retirement plans.


  • Who should use it?

    Owner-only businesses including:

    • Sole proprietors
    • Partnerships
    • C and S corporations
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  • About PAi’s Plan4One

    For a client who owns a business, finding an appropriate and affordable retirement plan can be a real challenge. That’s precisely why we developed the Plan4One, an individual 401(k) plan. 

    This industry-leading 401(k) plan helps meet the unique savings needs of owner-only businesses.
    If you are working with an owner-only business client, PAi can help you start and administer a 401(k) plan.

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  • Simple Set-up

     Among the benefits of working with PAi:

    • PAi will assign a consultant to assist with account establishment and first funding, keeping start-up simple and straightforward.
    • Seamless online set-up process with simple step-by-step guidance.
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  • Low-cost Maintenance

    • PAi’s transparent pricing structure means you and your client will know what the plan administration fees are right from the start. 
    • Our progressive fee structure may help reduce your client’s plan administration costs. 
    • Additionally, we’ll reimburse Sub-TA fees back to the participant, putting them back into their 401(k) account.
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  • Online Tools

    With our quick-start guides and easy-to-use educational resources, you can educate your client on the benefits of saving more. When they purchase a plan they will have access to their own online account which contains additional retirement education, tools, and resources.

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Plan4One Costs

Set-up Costs

  • New plan - $50 (one-time)
  • Existing plan - $150 (one-time)

Employer Fees

  • Plan totals less than $250,000 – $25/month
  • Plan totals more than $250,000 – $30/month

Employee Fees

  • Recordkeeping – $4/participant per month
  • Custodial and trading fee – 0.07%/year

Plan Limits


  • 401(k) Elective Deferrals – $18,500
  • Annual Defined Contribution Limit – $55,000 
  • Annual Compensation Limit – $275,000 
  • Catch-up Contribution Limit – $6,000