Employee Resources


Participant Retirement Videos

Saving for your retirement can feel like a daunting task, especially when your retirement is decades away from today. To feel more confident about participating in a 401(k), PAi has created a series of short videos:

  • Why save in a 401(k)?

  • What are the tax advantages when saving for retirement?

  • How does Social Security factor into retirement?

  • How does company matching work?


In total, American employees are $4.1 trillion short of what we need to retire comfortably.** At PAi, we want to change that. Start on the path toward retirement readiness and use the Retirement Calculator to project how much you’ll need saved to enjoy the retirement you’ve always envisioned.


Get to Know PAi

Learn more about our services and our commitment to helping develop a retirement-ready world.

Monthly Living Expenses Worksheet

Just 59% of employees say they have tried to calculate how much income they would need each month in retirement.* Knowing how much is just the first step. This easy-to-use tool helps paint the picture of what you’ll need in retirement to help create a plan to get you there.

Pre-Tax Contributions

A 401(k) plan allows you to contribute to your retirement with pre-tax contributions from your paycheck. Learn more about the benefits of saving for retirement pre-tax.

PAi Retirement Accounts Distribution Types

When withdrawing funds from a qualified retirement account, such as a 401(k) or IRA, it is important to know your options. Learn more about some of the different distribution types and what qualifications each type requires.

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Rollover Assets for Employees Info Sheet

Employees that have changed jobs in the past may have started saving in a retirement account with a past employer, and many employees are unsure what to do with the funds in the account or what their options are. Use this resource to learn your options and find out how to rollover funds to a new retirement account.

Time Value of Money

Starting to save for retirement earlier in life will allow your initial investment more time to grow. Learn more about how total returns on your initial investment will likely increase with the addition of compounding interest.


Social Security Benefit Planning

Social Security retirement benefits are a major source of income for most individuals of retirement age, and knowing when to claim the benefit is extremely important. Learn more how your Social Security payment is calculated and how your claiming age affects your overall benefit.

Cost of Living Adjustments (COLA) for 401(k) Plans

Retirement plans have regulated maximum contribution limits, which are adjusted each year by the IRS to keep up with the ever-changing average cost of living. Learn more about adjusted 401(k) plan contribution limits for 2019 and years past.

Employee 401(k) Contribution Options

Your employer-sponsored 401(k) plan allows you to save for retirement via payroll deduction—either as a pre-tax deferral or Roth (after tax) deferral—and allows your employer to make discretionary contributions on your behalf. Learn more about deciding how and when your contributions will be taxed and the different ways your employer may contribute to your savings.

* The 2017 Retirement Confidence Survey, Employee Benefit Research Institute, 2017.

** EBRI Retirement Security Projection Model – Analyzing Policy and Design Proposals, Employee Benefit Research Institute, 2018.