PLAN4MOST is designed to provide you with a turnkey, fully bundled program at a reasonable cost.

PLAN4MOST is based on an open architecture platform and offers full flexibility in selecting investments that are best for your customers.You can also control your market visibility with private label, co-brand or PAi branded options.

Priced to help you attract new customers, PLAN4MOST also keeps costs for servicing and administering plans under control.

Some of the more common types of plans that PLAN4MOST can support:

• 401(k)
• 401(k) with an employer match
• 401(k) profit sharing
• 401(k) safe harbor
• Age-Weighted profit sharing plan
• New Comparability profit sharing plan
• Super New Comparability profit sharing plan

FEATURES

• Accommodates any size organization with more than 1 employee
• True daily valuation with real-time access to information
• Up to 15 investments
• Proprietary and Non-proprietary investments
• Non-standardized Prototype Plan Document and Adoption Agreement
• Summary Plan Description (SPD) and Loan Policy
• Administrative Manual and Forms Kit
• Board of Directors Resolution
• Government tax reporting - including 1099R and signature-ready Form 5500
• Complete compliance testing and tracking
• Web based contribution processing and ACH payment of deposits
• Loan feature
• Roth 401(k) feature
• Accommodates integration with social security
• Quarterly employee statement mailed to the employee's home
• Access to purchase a required ERISA Fidelity Bond
• 24 hour toll-free access to the Voice Response Unit (VRU)
• Toll-free access to client contact center
• Full-service Internet access for employer, employee and financial advisor

Click below to download a printable PDF file.